Hang Seng Credit Card - Terms and Conditions for Credit Card / Spending Card

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Notice of Amendment / Notification of Change

Updates on Bank Tarrif Guide for Hang Seng Wealth and Personal Banking Customers will be effective from 2 December 2024. You can view and download the Notice of Amendment until 2 January 2025.

Notice of Amendment / Notification of Change

Updates on Bank Tarrif Guide for Hang Seng Wealth and Personal Banking Customers (Card Services), Terms and Conditions for Hang Seng Credit Card +FUN Dollars and Merchant Dollars Designated Merchants and Terms and Conditions for Hang Seng yuu Reward Points Programme will be deferred and effective from 16 October 2024. Updates on Terms and Conditions for One-Time Password Online Transaction Authentication will be effective from 15 November 2024. You can view and download the Notice of Amendment until 15 December 2024.

Terms and Conditions for Credit Card / Spending Card / Debit Card / Mobile Payment

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- Hang Seng Visa Infinite Card

- Hang Seng World Mastercard

- The Hong Kong Jockey Club Membership Card

- Hang Seng Credit Card

- Hang Seng enJoy Card

- Hang Seng University / College Affinity Card

- Other Co-Branded Cards

- Hang Seng Spending Card

- Hang Seng Multi-Currency Debit Mastercard®

- Mobile Payment

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the "Ordinance")
Hang Seng Visa Infinite Card / Hang Seng Private Banking Visa Infinite Card

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the "Ordinance")
Hang Seng World Mastercard

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the "Ordinance")
Hang Seng alpha card Spending Card

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the "Ordinance")
Hang Seng Multi-Currency Debit Mastercard^®

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the "Ordinance")
Mobile Payment

*For Terms and Conditions for Hang Seng Commercial Card / Business Card +FUN Dollars Reward / Cash Rebate / Annual Fee Waiver Spending / Affinity Card’s Additional Benefits and Privileges, please click here.

To borrow or not to borrow? Borrow only if you can repay!

Contact Us
24-hour Credit Card Customer Service Hotline 2998 8222
24-hour Customer Service Hotline for Prestige Banking and Multi-Currency Debit Mastercard^® 2998 9188
24-hour Report Lost Card Hotline 2836 0838
More Service Hotlines
Email us
Visit our branches

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the "Ordinance")
Hang Seng Prestige World Mastercard
Hang Seng Platinum Card
Hang Seng Credit Card Gold Card
Hang Seng Credit Card
Hang Seng UnionPay Platinum Card
Hang Seng UnionPay Credit Card
MPOWER Platinum Card
Hang Seng Travel+ Visa Signature Card
MMPOWER World Mastercard
Hang Seng RMB Platinum Card
Hang Seng RMB Gold Card
Hang Seng RMB Credit Card

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the "Ordinance")
City University of Hong Kong Platinum Card
City University of Hong Kong Gold Card
City University of Hong Kong Credit Card
Hong Kong Baptist University Platinum Card
Hong Kong Baptist University Gold Card
Hong Kong Baptist University Credit Card
The Chinese University of Hong Kong Platinum Card
The Chinese University of Hong Kong Gold Card
The Chinese University of Hong Kong Credit Card
School of Continuing and Professional Studies CUHK Platinum Card
School of Continuing and Professional Studies CUHK Gold Card
School of Continuing and Professional Studies CUHK Credit Card
The Hang Seng University of Hong Kong Platinum Card
The Hang Seng University of Hong Kong Credit Card

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the "Ordinance")
Hang Seng Bupa Platinum Mastercard
Hang Seng Bupa Mastercard
MUJI Visa Platinum Card
MUJI Visa Card
Forever Friends™ Platinum Card
Forever Friends™ Card
Club Marina Cove Membership Credit Card

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Terms and Conditions for Credit Card / Spending Card / Debit Card / Mobile Payment

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Useful Information

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the "Ordinance")
The Hong Kong Jockey Club Membership Platinum Mastercard
The Hong Kong Jockey Club Membership Gold Mastercard
The Hong Kong Jockey Club Membership Private Label Card
The Racing Club Membership Card

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the "Ordinance")
enJoy Platinum Card
enJoy Spending Card
enJoy Commercial Card^*
enJoy Business Card^*