PhoenixPower Life Insurance Plan

• The Plan offers stable and incremental Death Benefit
• Guaranteed death benefit up to 200% of the Total Premiums Paid in the 10^th Policy Year

• When the Plan is in force, you can designate a Contingent Owner of the Policy who shall become the new Policyholder upon your death. Policy term can last longer to accumulate wealth for the family
• Change of Life Insured for unlimited times to fulfil your need of legacy planning, ensuring stable financial support for your family in the future

While the Plan is in force and after the 10^th policy year, the Policyholder has the right to exercise the Policy Value Management Option to lock in a portion of the Plan’s Guaranteed Cash Value and non-guaranteed Special Dividend (if any), which mitigate the impact of fluctuations in the investment market.

The Policyholder can withdraw the Policy Value Management Balance under the Policy anytime, increasing the liquidity and flexibility of funds to fulfil the personal and family needs of the Policyholder.

In the event of the death of the Life Insured , the cancellation, lapse or termination of the Policy or Surrender, whether in full or in part of the Policy (whichever is the earliest, a lump-sum non-guaranteed Special Dividend (if any) may become payable to you or your Beneficiary(ies), providing extra potential returns.

• Mental Incapacity Benefit Plus

As long as you are eligible to apply for the Plan, regardless of your underwriting history, occupation, health and financial status, you will enjoy guaranteed acceptance without any requirement for medical examination and acceptance.