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When you are waiting for an entry point for an investment fund, Money Market Fund could be a good alternative to sitting on cash and provide the opportunities to earn returns in Money Market. It is also known as Parking Funds. Besides a relatively lower risk compared with other investment funds, there are usually no additional switching fees[1].
Money Market Fund generally invests in relatively stable and short-term money market assets, including but not limited to Certificate of Deposits, Commercial Paper, and Floating-Rate Notes. This is the reason why Money Market Fund offers a higher liquidity and less volatility when comparing with other mutual funds. Also, Money Market Fund helps to capture yields potentially equivalent to money market, maintain your assets' value against the volatility in a rapidly-changing market.
When the market trend is uncertain and you have doubts to move in, the Money Market Fund offers a higher liquidity level and higher potential returns with less risk than stocks.
You may have a long-term strategy in place, and you are waiting for the right time to go. Investing in the Money Market Fund could be the perfect transitional strategy.
The Money Market fund invests in high quality and short-term vehicles, which often are considered steadier than stocks and bonds.
| Money Market Fund |
|
|---|---|
| Risk | Lower risk and mainly invested in high credit rated projects |
| Investment tenor | It's up to you |
| Liquidity |
Higher and allow transaction in daily basis |
Start fund investment at your fingertips with HKD1
