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Consolidate your MPF accounts for time-saving and easy management. Check out the latest offers of Hang Seng MPF to enjoy the benefits of consolidation and bonus unit rebate.
Achieve effective MPF management by increasing your contribution, which may provide better protection in your retirement life.
Hang Seng MPF Life Stage Journey
Explore the stories to learn more about managing MPF when facing different life moments.
Episode 3 - Tax saving
Peter and his wife Amy are having a conversation during dinner regarding different tax saving solutions.
Episode 2 - Changing jobs
Peter leaves his current job today and turns over a new leaf for his career. His colleagues remind him about multiple ways to handle his MPF.
> How to consolidate your MPF accrued benefits in one place?
Episode 1- Retirement
Mr. and Mrs. Chan will soon enter the retirement stage. Recently, they start discussing how to manage their MPF for an ideal retirement life.
Diversification amidst uncertain market outlook
The global economy has entered an expansion phase of the economic cycle, and we have noticed that the pace of recovery is different across regions. How can we diversify our investment risk amidst an uncertain market outlook? Let the expert share their views on the global macro economy and various asset classes, so you can build your MPF investment strategy and plan ahead for retirement.
Increase of China A-share proportion in MPF schemes
Since November 2020, Mandatory Provident Fund Schemes Authority has lifted the 10% allocation limit to China A-shares in MPF schemes. Let’s explore the potential impact brought by this new change to MPF scheme members’ retirement planning in our latest video - "Increase of China A-share Proportion in MPF Schemes"
Environment, Society, Governance (ESG)
The COVID-19 pandemic has made us more aware of the importance of sustainability in our Environment, Society, Governance (ESG), as well as sustainable investment. Let the expert share with you how responsible investment may bring about sustainable development opportunities for our communities and corporate enterprises. Also, gaining insights on how to uncover sustainable investment opportunities for individual investors and MPF scheme members in the long run by implementing ESG values.
Default Investment Strategy (DIS)
Default Investment Strategy (DIS) automatically reduces the portfolio’s risk exposure annually as the member ages. How does this help to mitigate potential negative impact on a member’s portfolio amid volatile market when approaching retirement?
Volatile market
The COVID-19 pandemic has developed into a global issue; stock market volatility has reached a peak since the 2008 financial crisis. How should we pay attention amid this volatile market? Let the expert share the latest market outlook with you so you can manage your MPF more actively.
Introduction to MPF member benefit statement
Understand your accrued benefit and focus on your retirement goal
Understand your contribution summary, asset allocation and investment allocation to effectively manage your MPF
Understand Fund Expense Ratio (FER) and Risk Levels
How should you position your MPF investments in an inflationary environment?[2]
Understand the fundamentals of inflation and interest rate hikes as well as the relationship between interest rates and inflation. Learn the impact of inflation and how you can protect yourself against it, so you can allocate your MPF portfolio more effectively when facing the changing investment and market environments.
Go to assetmanagement.hsbc.com.hk/en > "Individual investor" > "Investor resources" > "Investment academy" > "Inflation and interest rate hikes: How to position your investments" to view the video and learn more.
Importance of a diversified investment portfolio[2]
Understanding the importance of diversified investment portfolios can help you to balance the overall risks and returns in the world of ever-changing market conditions.
Go to assetmanagement.hsbc.com.hk/en > "Individual investor" > "Investor resources" > "Investment academy" > "Multi-asset 101" to view the video and learn more.
How are index funds different from actively managed funds?[2]
MPF investment options consists of 2 types of funds – index funds and actively managed funds. The major differences between these funds lie in their investment objectives and strategies.
Go to assetmanagement.hsbc.com.hk/en > “Individual investor” > “Investor resources” > “Investment academy” > “More resources” > “Index funds - two-minute videos” > “How are index funds different from actively managed funds? “ to view the video and learn more.
The effects of Equites and Bonds to your MPF investment portfolio[2]
In addition to equity investments, MPF's Constituent Funds also consist of bond investments which can provide potential income regularly and balance the overall risks of a portfolio. Therefore, they are crucial in any comprehensive investment portfolio.
Go to assetmanagement.hsbc.com.hk/en > “Individual investor” > “Investor resources” > “Investment academy” > “Understanding investment basics” > “Fixed income 101“ to view the video and learn more.
Manage your MPF accounts at will for your ideal retirement life
Reallocate your existing MPF investments and new contributions with ease
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Hang Seng MPF Life Stage Journey
The below videos are intended for general reference only and does not constitute a recommendation or advice to any prospective customers. Readers should not act on any information in the video without seeking specific professional advice.
All intellectual property rights in and to the below video clip are owned and reserved by Hang Seng Bank Limited (the ‘Bank’). No person may copy, distribution, modify, broadcast, hyperlink or transmit in any way or any part of this video clip for purpose whatsoever without the Bank’s prior written consent.
Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. The information contained in the below videos has not been reviewed in the light of your personal financial circumstances. Reliance upon the information is at your sole discretion. You should carefully consider whether any investment products are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances. For further details including the MPF product features and risks involved, please refer to the MPF Scheme Brochure.
Additional voluntary contributions, Flexi-Contributions and tax deductible voluntary contributions are accepted at the discretion of the MPF Trustee. The MPF Trustee reserves the absolute right not to accept any additional voluntary contributions, Flexi-Contributions and tax deductible voluntary contributions at any time.
For the Tax Saving video, the actual tax deductible and/or saving amount depends on the personal circumstances, which may be different from the amounts shown in the video. All the information included in the video is not intended to provide any form of tax advice. The Bank do not provide tax advice. You are advised to exercise caution in relation to tax matters and this video. If you are in doubt about any of the contents of the video, you should obtain independent professional advice. The tax law, regulations and/or interpretations are subject to change and may affect any related tax incentives including the eligibility criteria for a tax deduction. The Bank is not responsible for informing you about any changes in laws, regulations or interpretations, and how they may affect you.
The relevant information is issued by Hang Seng Bank Limited
March 2022
Hang Seng MPF Market Pulse
The below video is not intended to provide investment advice and does not constitute a recommendation or advice to any prospective customers. Readers should not act on any information in the video without seeking specific professional advice.
Hang Seng Bank Limited (the ‘Bank’) neither endorses nor is responsible for the accuracy or reliability of, and under no circumstances will the Bank be liable for any loss or damage caused by reliance on, any opinion, advice or statement made in the below video.
The opinions expressed are those of the featured speakers, and except where a speaker is specifically identified as a representative of the Bank, do not represent the Bank’s views. The opinions are subject to change without notice and should not be construed as a recommendation of any individual holdings or market sectors.
Investment involves risk, value of investment may move up or down, and may become valueless. The opinions expressed below may vary due to market factors and conditions without further notice. Past performance figures shown are not indicative of future performance. The information contained in the below video has not been reviewed in the light of your personal financial circumstances. Reliance upon the information is at your sole discretion. You should carefully consider whether any investment products are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances. The relevant product offering documents should be read for further details.
The investment decision is yours but you should not invest in any products unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
All intellectual property rights in and to the below video clip are owned and reserved by the Bank. No person may copy, distribute, modify, broadcast, hyperlink or transmit in any way or any part of this video clip for purpose whatsoever without the Bank’s prior written consent.
December 2021
Know your MPF
The below videos are not intended to provide investment advice and do not constitute a recommendation or advice to any prospective customers. Readers should not act on any information in the videos without seeking specific professional advice.
Hang Seng Bank Limited (the ‘Bank’) neither endorses nor is responsible for the accuracy or reliability of, and under no circumstances will the Bank be liable for any loss or damage caused by reliance on, any opinion, advice or statement made in the below videos.
The opinions expressed are those of the featured speakers, and except where a speaker is specifically identified as a representative of the Bank, do not represent the Bank’s views. The opinions are subject to change without notice and should not be construed as a recommendation of any individual holdings or market sectors.
Investment involves risk, value of investment may move up or down, and may become valueless. The opinions expressed above may vary due to market factors and conditions without further notice. Past performance figures shown are not indicative of future performance. The information contained in the below videos has not been reviewed in the light of your personal financial circumstances. Reliance upon the information is at your sole discretion. You should carefully consider whether any investment products are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances. The relevant product offering documents should be read for further details.
The investment decision is yours but you should not invest in any products unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
All intellectual property rights in and to the below video clips are owned and reserved by the Bank. No person may copy, distribute, modify, broadcast, hyperlink or transmit in any way or any part of these video clips for purpose whatsoever without the Bank’s prior written consent.
April 2021
