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Once you reach the age of 65, you can choose to withdraw your MPF or choose to retain your MPF in the MPF scheme.
By law you can withdraw your MPF early on the following six grounds:
Early retirement
Terminal illness
Permanent departure from Hong Kong
Total incapacity
Death
Small balance
If you withdraw your MPF at the age of 65 or 60 upon early retirement, you may choose to withdraw either in one lump sum or by instalments.
The law does not stipulate any deadlines for withdrawing MPF. You should consider your personal needs before making a withdrawal application. If you choose to retain all your MPF in your account, no application is required. Your MPF will continue to be invested in the Constituent Fund(s) you have selected.
Forms for withdrawal of MPF can be downloaded via the links:
If you have any questions relating to withdrawal of MPF, please call the Hang Seng MPF Service Hotline on (852) 2213 2213.