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    Hang Seng Mobile App

    A user-friendly app with all the features you need to manage your finances.

    Money Master

    Apart from setting a savings plan according to your needs, Money Master also provides functions like automatic tracking of expense records from your Hang Seng Hong Kong Dollar accounts and credit cards, real-time reflection of your progress and remaining spending budget. You can also register for H A R O WhatsApp to receive personalised tips and progress updates, allowing you to easily achieve different goals. Learn more about Money Master

    H A R O WhatsApp  Footnote remark square bracket  [1]

    Chat via WhatsApp to instantly get the latest exchange rates Footnote remarks square bracket  [2][3], ATM locations, and Transaction e-Advice. Learn more about H A R O on WhatsApp

    24x7 Live Chat

    Get instant support from our customer service representatives via text on Hang Seng Personal e-Banking and mobile app after login.

    Start live chat on Hang Seng Personal e-Banking

    Select “Contact us” from the top menu, then click “Chat now” under “Live Chat”

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    Tap “Live Chat” from the left menu after login

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    Extensive branch network

    Visit any of our branches across Hong Kong, and save time using our eTicketing service with real-time updates. View branch list

    Cross-Border Banking

    Choose from many tailor-made products and services to manage your cross-border finances with ease. Learn more about Cross-Border Banking services

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    Footnote

    Other point(s) to note

    1. Please read Hang Seng Preferred Terms and Conditions.
    2. Hang Seng has never authorised any intermediaries for local account openings. While opening your Hang Seng personal account, please do not share your information with third parties, or engage with any intermediaries. Contact our branch in case of any queries.

    Remark(s)

    1. square bracket 1 H A R O WhatsApp will not ask you to provide sensitive personal information, including your Personal e-Banking username and password.
    2. square bracket 2 Investment involves risks. Foreign Exchange involves exchange rate risk. Terms and Conditions apply.
    3. square bracket 3 RMB currency risk Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
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