Equity Linked Investments ("ELIs") are structured products involving derivatives. The investment decision is yours but you should not invest in the ELIs unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investors should read the relevant offering documents of the ELIs before making any investment decision.

Some ELIs are non capital protected - ELIs are unlisted structured products embedded with derivatives. Some ELIs are not capital protected. In the worst case scenario , investors may lose all of the investment.

Some ELIs are partially capital protected at maturity – Provided that you hold the ELIs until maturity and the ELIs are not otherwise early terminated, there are some ELIs are partially capital protected at maturity. The payout that you receive at maturity may be less than your initial investment amount but is subject to a base redemption level.

ELIs are unlisted structured products embedded with derivatives and are not equivalent to nor should they be treated as time deposits. They are NOT protected deposits for the purposes of the Deposit Protection Scheme.

ELIs are defined as complex products under the guideline on Online Distribution and Advisory Platforms from Securities and Futures Commission (“SFC”), you should exercise caution in the relation to this product.

Investors should also read the risk factors set out in the relevant offering documents of the ELIs.

This webpage does not constitute any offer, invitation or recommendation to any person to purchase any ELIs described herein.