Explore Bonds and CDs

• The information in this webpage is provided for reference only and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. If you have any doubt, you should seek independent professional advice. This webpage has not been reviewed by any regulatory authority in Hong Kong. 
• Bonds and Certificates of Deposit (CDs) are investment products. The investment decision is yours and you should carefully consider whether an investment is suitable for you in view of your own investment objectives, investment experience, investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc. You should read the relevant product offering documents and terms and conditions (including the full text of the risk factors therein) in detail before making any investment decisions. Your intermediary is under a duty to assure that you understand the nature and risks of this product, and that you have sufficient net worth to be able to assume the risks and bear the potential losses of trading in this product.
• Bonds are not deposits and should not be treated as substitute for conventional time deposits
• Certificate of Deposit is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong
• Investors who purchase bonds/CDs are exposed to the credit risk of the issuer and guarantor (if any) of the bonds/CDs. There is no assurance of protection against a default by the issuer/guarantor in respect of the repayment obligations. In the worst case scenario, any failure by the issuer and the guarantor (if any) to perform their respective obligations under the bonds/CDs when due may result in a total loss of all of your investment
• Renminbi (RMB) is not a freely convertible currency. As such, investors trading bonds and/or CDs denominated in RMB are subject to additional risks (such as currency risk)
• The above is not an exhaustive list of risk factors. Please refer to the section on “Risk Factors” in the relevant “Bond / Certificate of Deposit Trading Services” Factsheet to understand other risk factors applicable to bonds and CDs

The list of eligible bonds / CDs under the Southbound Scheme of Cross-boundary Wealth Management Connect (Cross-boundary WMC) is shown upon your request. Please note that the bond list is for public and general information, and is for reference only. It is not, and is not intended to be, a solicitation, recommendation, or advice on, or offer of, any investment services or products. Investors should note that all investments involve risks (including the possibility of loss of the capital invested). Prices or value of the bonds / CDs may go up as well as down and past performance is not indicative of future performance. Investors should not make any investment decisions based only on this material alone, but should read the relevant offering documents of the bonds (including the full text of the risk factors stated therein) and risk disclosure statements of the relevant bonds / CDs in details before making any investment decision. Investors should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

• The information in this webpage is provided for reference only and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. If you have any doubt, you should seek independent professional advice. This webpage has not been reviewed by any regulatory authority in Hong Kong. 
• Bonds and Certificates of Deposit (CDs) are investment products. The investment decision is yours and you should read the relevant product offering documents and terms and conditions (including the full text of the risk factors therein) in detail before making any investment decisions. Your intermediary is under a duty to assure that you understand the nature and risks of this product, and that you have sufficient net worth to be able to assume the risks and bear the potential losses of trading in this product
• Bonds are not deposits and should not be treated as substitute for conventional time deposits
• Certificate of Deposit is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong
• Investors who purchase bonds/CDs are exposed to the credit risk of the issuer and guarantor (if any) of the bonds/CDs. There is no assurance of protection against a default by the issuer/guarantor in respect of the repayment obligations. In the worst case scenario, any failure by the issuer and the guarantor (if any) to perform their respective obligations under the bonds/CDs when due may result in a total loss of all of your investment
• Renminbi (RMB) is not a freely convertible currency. As such, investors trading bonds and/or CDs denominated in RMB are subject to additional risks (such as currency risk).
• The above is not an exhaustive list of risk factors. Please refer to the section on “Risk Factors” in the relevant “Bond / Certificate of Deposit Trading Services” Factsheet to understand other risk factors applicable to bonds and CDs

The list of bonds / CDs (including PI bonds) is shown upon your request. Please note that the bond / CD list is for public and general information, and is for reference only. It is not necessarily a complete list of bonds available at the Bank and some of them are exclusive to professional investors. It is not, and is not intended to be, a solicitation, recommendation, or advice on, or offer of, any investment services or products. Investors should note that all investments involve risks (including the possibility of loss of the capital invested). Prices or value of the bonds / CDs may go up as well as down and past performance is not indicative of future performance. Investors should not make any investment decisions based only on this material alone, but should read the relevant offering documents of the bonds / CDs (including the full text of the risk factors stated therein) and risk disclosure statements of the relevant bonds in details before making any investment decision. Investors should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

• The information in this webpage is provided for reference only and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. If you have any doubt, you should seek independent professional advice. This webpage has not been reviewed by any regulatory authority in Hong Kong. 
• Bonds and Certificates of Deposit (CDs) are investment products. The investment decision is yours and you should read the relevant product offering documents and terms and conditions (including the full text of the risk factors therein) in detail before making any investment decisions. Your intermediary is under a duty to assure that you understand the nature and risks of this product, and that you have sufficient net worth to be able to assume the risks and bear the potential losses of trading in this product
• Bonds are not deposits and should not be treated as substitute for conventional time deposits
• Certificate of Deposit is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong
• Investors who purchase bonds/CDs are exposed to the credit risk of the issuer and guarantor (if any) of the bonds/CDs. There is no assurance of protection against a default by the issuer/guarantor in respect of the repayment obligations. In the worst case scenario, any failure by the issuer and the guarantor (if any) to perform their respective obligations under the bonds/CDs when due may result in a total loss of all of your investment
• Renminbi (RMB) is not a freely convertible currency. As such, investors trading bonds and/or CDs denominated in RMB are subject to additional risks (such as currency risk).
• The above is not an exhaustive list of risk factors. Please refer to the section on “Risk Factors” in the relevant “Bond / Certificate of Deposit Trading Services” Factsheet to understand other risk factors applicable to bonds and CDs

The list of eligible bonds / CDs under the Southbound Scheme of Cross-boundary Wealth Management Connect (Cross-boundary WMC) is shown upon your request. Please note that the bond list is for public and general information, and is for reference only. It is not, and is not intended to be, a solicitation, recommendation, or advice on, or offer of, any investment services or products. Investors should note that all investments involve risks (including the possibility of loss of the capital invested). Prices or value of the bonds / CDs may go up as well as down and past performance is not indicative of future performance. Investors should not make any investment decisions based only on this material alone, but should read the relevant offering documents of the bonds (including the full text of the risk factors stated therein) and risk disclosure statements of the relevant bonds / CDs in details before making any investment decision. Investors should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

The list of bonds / CDs (including PI bonds) is shown upon your request. Please note that the bond / CD list is for public and general information, and is for reference only. It is not necessarily a complete list of bonds available at the Bank and some of them are exclusive to professional investors. It is not, and is not intended to be, a solicitation, recommendation, or advice on, or offer of, any investment services or products. Investors should note that all investments involve risks (including the possibility of loss of the capital invested). Prices or value of the bonds / CDs may go up as well as down and past performance is not indicative of future performance. Investors should not make any investment decisions based only on this material alone, but should read the relevant offering documents of the bonds / CDs (including the full text of the risk factors stated therein) and risk disclosure statements of the relevant bonds in details before making any investment decision. Investors should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

The list of eligible bonds / CDs under the Southbound Scheme of Cross-boundary Wealth Management Connect (Cross-boundary WMC) is shown upon your request. Please note that the bond list is for public and general information, and is for reference only. It is not, and is not intended to be, a solicitation, recommendation, or advice on, or offer of, any investment services or products. Investors should note that all investments involve risks (including the possibility of loss of the capital invested). Prices or value of the bonds / CDs may go up as well as down and past performance is not indicative of future performance. Investors should not make any investment decisions based only on this material alone, but should read the relevant offering documents of the bonds (including the full text of the risk factors stated therein) and risk disclosure statements of the relevant bonds / CDs in details before making any investment decision. Investors should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

The list of bonds / CDs (including PI bonds) is shown upon your request. Please note that the bond / CD list is for public and general information, and is for reference only. It is not necessarily a complete list of bonds available at the Bank and some of them are exclusive to professional investors. It is not, and is not intended to be, a solicitation, recommendation, or advice on, or offer of, any investment services or products. Investors should note that all investments involve risks (including the possibility of loss of the capital invested). Prices or value of the bonds / CDs may go up as well as down and past performance is not indicative of future performance. Investors should not make any investment decisions based only on this material alone, but should read the relevant offering documents of the bonds / CDs (including the full text of the risk factors stated therein) and risk disclosure statements of the relevant bonds in details before making any investment decision. Investors should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.