Daily Hospital Cash Benefit
While this Supplementary Benefit is still in force, if Hospital Confinement of the Life Insured is due to a Bodily Injury, a Sickness, Disease or Illness2 and such confinement is certified by a Registered Doctor to be Medically Necessary, a Daily Hospital Cash Benefit will be paid to the Policyholder.
During the whole Policy Term of this Policy, this benefit will be paid up to 300 days for all Hospital Confinements per policy, with limit at 100 days per policy year. The benefit of Daily Hospital Cash Benefit will be terminated automatically upon the payment of 300 days of the Daily Hospital Cash Benefit.
If in the case where the Hospital Confinement occurs in a place other than listed as a Benefit Area3 (e.g. Mainland China4), the Daily Hospital Cash Benefit will be limited to 50% of the protection amount and the benefit will only be paid up to 30 days for Hospital Confinement per policy.
Extra Hospital Cash Benefit
While this Supplementary Benefit is still in force, if Daily Hospital Cash Benefit is eligible to be paid and if the Hospital Confinement of the Life Insured is due to admission to Intensive Care, an Extra Hospital Cash Benefit will be paid to the Policyholder.
During the whole Policy Term of this Policy, this benefit will be paid up to 60 days. This Supplementary Benefit will be terminated automatically i) upon payment of 60 days of the Extra Hospital Cash Benefit, or ii) upon payment of 300 days of the Daily Hospital Cash Benefit, whichever is earlier.
If in the case where the Hospital Confinement occurs in a place other than listed as a Benefit Area3(e.g. Mainland China4), the Extra Hospital Cash Benefit will be limited to 50% of the protection amount and the benefit will only be paid up to 30 days for Hospital Confinement per policy.
Accidental Death Benefit
In the event of the Life Insured's accidental death, an Accidental Death Benefit equivalent to 100% of the Total Premiums Paid under the Basic Plan will be paid (excluding any interest received by the Company).
This Accidental Death Benefit will be automatically terminated (1) upon payout of this Accidental Death Benefit; or (2) on the date this Policy terminates, expires, lapses, becomes void, is cancelled or is surrendered, whichever is the earliest. Upon the death of the Life Insured, the Policy will terminate.