Schedule of benefits
Item | Coverage | Max. Sum Insured Per Person (HK$) |
|
Supreme |
Premier |
||
1 | Accidental Death /Permanent Disability (Scale II): |
1,500,000 | 1,000,000 |
|
3,000,000 | 2,000,000 | |
|
150,000 | 100,000 | |
2 | Medical Expenses: | 1,000,000 | 1,000,000 |
|
|||
|
|||
3 | Personal Property: |
20,000 | 10,000 |
|
|||
4 | Baggage Delay (6 hours delay) | 2,000 | 1,000 |
5 | Personal Money (including loss of travel document): |
30,000 | 15,000 |
|
|||
6 | Curtailment Expenses | 30,000 | 20,000 |
7 | Personal Liability | 1,500,000 | 1,000,000 |
8 | Loss of Deposit (Cancellation) | 30,000 | 20,000 |
9 | Travel Delay (6 hours delay) | 2,500 | 2,500 |
Trip Re-route (48 hours delay) | 8,000 | 5,000 | |
10 | Hospital Cash: |
5,000 | 5,000 |
|
|||
11 | Chubb Insurance Worldwide Assistance Services: |
||
|
Covered | Covered | |
|
Unlimited | Unlimited | |
|
Unlimited | Unlimited | |
|
15,000 | 15,000 | |
|
15,000 | 15,000 | |
|
7,800 | 7,800 | |
|
39,000 | 39,000 | |
|
|||
12 | Free Coverage: | ||
Major Burns (2nd & 3rd Degree Burns) | 100,000 | 100,000 | |
Scarring of the face | 25,000 | 25,000 | |
Trauma Counselling Benefits (HK$1,500 per visit) | 15,000 | 15,000 | |
Rehabilitation Expenses/Home Renovation | 25,000 | 25,000 | |
Compassionate Death Benefits | 10,000 | 10,000 | |
Critical Illness | 20,000 | 20,000 | |
Funeral Expenses | 20,000 | 20,000 | |
Education Fund | 25,000 | 25,000 | |
Credit Card Protection | 20,000 | 20,000 | |
Recruitment Expenses | 20,000 | 20,000 | |
Coma Benefit (up to 50 weeks) | 500 per week | 500 per week | |
Fractured Bones | 20,000 | 20,000 | |
Spouse Retraining Benefit | 20,000 | 20,000 | |
Rental Vehicle Excess Waiver | 5,000 | 5,000 | |
Identity Theft | 15,000 | 15,000 | |
Corporate Image Protection | 15,000 | 15,000 | |
Psychotherapy Benefit (1,500 per visit) | 15,000 | 15,000 | |
Missed Corporate Event | 5,000 | 5,000 |
* This is a summary of coverage. Please refer to the Policy for exact policy coverage, terms and conditions.